WELCOME TO THIS KURMA HIJRA SITE! Your access to and use of any site or online service owned or controlled by KURMA HIJRA AND INSIGHT  FIRST CONSULTING (www.insightfirstasia.com) and which links to these Terms of Use, together with any successor site(s) or online service(s), and including the Content, Site Services and Software accessible in connection with such site or online service (collectively, the "Site") are governed by the terms of use set forth herein (the "Terms of Use" or "Terms").

The Site is a general purpose site or online service and is not targeted towards children under the age of eighteen (18). By accessing or using the Site, you represent and warrant that you are eighteen (18) years of age or older. If you are under the age of eighteen (18), you may use the Site only with the involvement of a parent or guardian.

We've designed our Site to be useful, informative, and fun. We hope we've succeeded -- and we hope you'll let us know how we can make them even better.